Personal finance, planned
Know your numbers.
Plan your path to financial independence.
PersonalFinance brings your net worth projection, monthly budget, and savings goals into one calm workspace, so you can see where you stand today and where your plan leads.
Free to use. No credit card required.
Features
Everything you need to plan, in one place
Each tool works on its own and feeds the bigger picture on your Dashboard.
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Net Worth
Project your net worth to retirement across base, conservative, and aggressive scenarios.
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Budget
Split your monthly income across ten spending categories and see where every dollar goes.
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Savings Goals
Set a target for each goal and track how much you have saved toward it.
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Spreadsheet Analysis
Turn your budget spreadsheets into monthly income, expense, and category breakdowns.
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Investment Calculator
Model compound growth with your own contributions, return rate, and time horizon.
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Finance News
Catch up on market and personal finance headlines without leaving the app.
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Community
Vote in polls and read stories from others working toward financial independence.
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Google Drive Integration
Connect a Drive folder and keep your budget spreadsheets in sync for analysis.
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AI Assistant
Ask questions about budgeting, saving, and investing in plain language.
How it works
Up and running in three steps
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Create your account
Register with your email address and choose a password. No payment details are needed.
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Add your numbers
Enter your net worth, income, and spending, set a monthly budget, and add your savings goals.
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Follow your plan
Your Dashboard shows your progress to financial independence and what to do next.
Your financial data stays yours
- Every figure you enter is tied to your account and shown only to you.
- Connections are encrypted with HTTPS.
- Google Drive is only accessed when you choose to connect a folder.
- No bank logins are needed. You decide exactly what to enter.
Start planning with a clear picture
Create a free account and set up your first plan today.